Which of the following could void insurance coverage for a PWC?

Voiding insurance coverage for a personal watercraft (PWC) usually stems from noncompliance with regulations or policy requirements. Having an expired registration can lead to insurance issues because it indicates that the PWC is not in compliance with state laws, which are often prerequisites for maintaining valid insurance.

Operating without a license also poses a significant risk to insurance coverage. Most insurance policies require the operator to be legally licensed to operate the watercraft. Driving without a valid license can breach the terms of the insurance agreement, resulting in voided coverage.

Failing to report an accident can also void coverage, as most insurance policies mandate that policyholders report any incidents within a specified time frame. Failure to do so can be seen as a breach of the policy conditions, which could nullify the insurance contract.

Therefore, if any one of these situations occurs, it can lead to the insurance being voided, indicating that all the mentioned factors collectively pose risks that could invalidate coverage on a PWC.